Tuesday, December 8, 2015

Fully Automated Single Click Finacle SSA LOT

Written By Admin on December 8, 2015 | Tuesday, December 08, 2015

Fully Automated Single Click Finacle SSA Lot is enclosed h/w as excel sheet.( New Options: automated amount in words and statistical information) 
Go through the Help file before use. 
  • After Copy the Finacle SSA Data From Finacle go to the Help page in the excel sheet and press the button "PREPARE SSA LOT" To Prepare the LOT.
  • Checked with current date data

25 banks & institutions keen on India Post Payments Bank venture

Written By Admin on December 8, 2015 | Tuesday, December 08, 2015


Postal dept has also floated tender for appointing consultants for the new venture; likely to finalise one by next month.

As many as 25 commercial banks and institutions including Deutsche Bank, State Bank of India, Punjab National Bank, Axis Bank, Yes Bank and IDBI have evinced interest in partnership with India Post for their payments bank venture.

The postal department has also floated tender for appointing consultants for the new venture and likely to finalise the consultant by next month, a senior official from the department of posts told Business Standard.
"We are in the process of appointing a consultant. Subsequently, we will take a decision on the various proposals by banks and institutions which might take few months. We are evaluating the proposals," the official said.

In August this year, RBI approved Payments Bank plans of 11 firms including Paytm, Reliance Industries, Bharti Airtel, Departments of Posts (DoP), Vodafone and others.

The official said such partnerships could be beneficial for end users and could enable offerings of mutual funds, insurances and other related products to the customers.

As per RBI guidelines, the first branch of payments bank has to be set up within 18 months. Payments bank will be able to offer products such as demand deposits and remittances. They will not be allowed to undertake lending activities and will initially be restricted to hold a maximum balance of Rs 1 lakh per customer. However, they will be allowed to issue ATM or debit cards as other prepaid payment instruments, but not credit cards.

Money remittance is a big segment and 55-60 per cent of these happen in the unorganised sector while the total market is estimated to be Rs 2 lakh-crore, half of which is in the informal sector.

DoP is in the process of preparing a note for approval by the Public Investment Board (PIB) for an investment of around Rs 300-400 crore for Payments Bank.

After PIB, an approval will be sought from the Cabinet. A wholly-owned subsidiary will be carved out under the DoP for payments bank, which will later become an umbrella firm for a full Bank and professionals will be roped from the private sector to manage the new firm

Under the payments bank, the initial plan is to have 650 main branches where the department has head or bigger post offices. Subsequently, 25,000 'spoke' branches will be set up while the other 130,000 POs will act as business correspondents. The new unit will use the existing infrastructure of the postal department and will pay user charges to the department.

According to an earlier detailed project report by Ernst & Young for DoP, the payments bank will be able to break-even in five years, once operations start. And, DoP will earn revenue of Rs 250 crore in the first year from the new banking entity, expected to go up to Rs 600-700 crore annually in the five years.

Seventh CPC Damps LTC and Tours

Bruhaspati Samal
Secretary, AIPEU, Group-C
Bhubaneswar Division 

While travelling up above the world so high enjoying the beauty of the blue sky, passing through the moving clouds, observing the magnetism of the green earth with panoramic rivers, hills and mountains sheltering exotic flora and fauna, Mr. Mohapatra became very emotional. Oh, the veritable paradise !Tears of joy rolled down from his eyes. For the first time in his life he availed flight travel to Jammu & Kashmir under Leave Travel Concession (LTC) which was completely unimaginable for him. 

He told his wife and children, “My Department sanctioned me  Rs.88000/- interest free advance for which I could be able to offer this facility to you all. Otherwise, a low paid employee like me had no hope to avail flight travel to J& K.” 

Immediately his 17 year old son told, “ Dad, now our Hon’ble Prime Minister has also been very much generous towards the Central Govt. employees. Soon LTC will be extended to SAARC countries. Do you know?”
 

“Yes” -  Replied Mr.Mohapatra. 

“Then next time we must visit to Sri Lanka” – Proposed his 12 year old daughter. 

“Oh ! Sure.” – Promised Mr.M ohapatra passionately with the decision to show his family at least one foreign country before retirement.”  

Similar promises were made by so many Central Govt. employees to their family members. 

Mr. A K Jena and Mr. R K Mohapatra, Postmen staff who were earlier working as Grameen Dak Sewak and never dreamt of availing such a facility, did avail LTC soon after completion of one year as Departmental employee and visited Jammu & Kashmir with their family members in a most delightful manner in flight taking 90% advance from the Department. Similar is the case of such low paid employees like Mr. Mohanty and Mr.Routray who travelled to Andaman & Nicober Islands taking Rs.75000/- each interest free advance  and Mr. Pattnaik and Mr. Dash who availed the facility to North East India with their family members with Rs.60000/- advance each under LTC.  

At the time of submitting the Memorandum to 7th Central Pay Commission on common issues concerning all Central Govt. employees, the Confederation of Central Govt. Employees and Worker had appraised the commission, inter alia to explore the possibility of allowing an employee to undertake tour outside India once during the service career in lieu of the Leave Travel Concession.  

While oral evidences were going on with the CPC by several Unions/Associations/Federations and all Central Govt. employees were waiting for some good news from the CPC, their joy knew no bounds with the declaration of our Hon’ble Prime Minister in his maiden speech at SAARC Summit held in Nepal in November, 2014 emphasising with his soothing words the need for enhancing connectivity in the region. The civil aviation ministry gave  its nod to a proposal to provide LTC for government employees to Nepal, Bhutan, Maldives and Sri Lanka to boost tourism in the region. It was told that Pakistan and Bangladesh were left out for now because of security issues and the new LTC Rules are being finalised by the Centre. 

The issue was strongly highlighted with terminological exquisites in the media along with the interview of Hon’ble Minister of State, Personnel, Public Grievances and Pensions who told PTI "The Government has been taking many steps to promote trade and travel. This is one of such steps to further boost ties among SAARC nations. Employees will be able to avail LTC to visit some SAARC countries. A proposal in this regard is being finalised by the government," (as published in http://www.business-standard.com,http://timesofindia.indiatimes.com,http://www.financialexpress.com,http://www.deccanchronicle.com).

            Everybody waited for the golden opportunity and good time to come. 

            But to the utter dissatisfaction and surprise of all Central Govt. employees, the 7th CPC which submitted its report to the Govt. on 19th November, 2015 narrated the provision of granting interest free advances to Central Govt. employees as irrelevant and outdated and recommended for abolition of such 12 interest-free advances including LTC and Tour. (Para 9.1.4 of  7th CPC Report). 

            Where are the good days? – all Central Govt. employees grumbled. The recommendations of the 7thCPC are certainly retrograde since employees’ welfare have been grossly ignored. 

            Mr. Mohapatra’s sweet dream to travel abroad was rattled into pieces in a moment. He became ashamed of his promises to his family. Now visit to Sri Lanka on his part is to build castles in the air. His light purse made his heart heavy. 

“Will the new LTC Rule at all bring any benefit to the low paid employees ?” – he asked himself suffused with tears in his eyes. Can a low paid employee gather lakhs of rupees to book the tickets from his own pocket to avail LTC ? 

Abolition of interest free advances is only intended to discourage to avail LTC. The proficiency shown by the Pay Commission through its analytical dexterity to save the costs involved in administering these advances in Para 9.1.4 of its Report is absolutely whimsical and thus  an impediment to employees’ welfare. 

In addition, now Govt has introduced a scheme for promotion of Adventure Sports and similar activities amongst Central Govt. employees by providing financial assistance to such eligible employees in the form of reimbursement of Travel Expenses, programme fee and Hiring Charges of equipment. (DoPT letter No. 125/1/2015-16-CCSCSB, dated 4th December, 2015).  

Presently, an amount sufficient to cover the officials’ personal travelling expenses is being sanctioned as interest-free advance to be adjusted immediately after completion of the scheduled tour. But if the Govt follows the recommendations of the 7th CPC, nobody will be interested to avail such facility also. 

While the Govt. is declaring several welfare activities on one hand to gain popularity, recommendation of the 7thCPC for abolition of advances to avail such facilities remains quite jeering and unenthusiastic. 

The Govt. needs to address this issue carefully before implementation of such exceedingly regressive recommendations.
******

Proposed guidelines on reiteration of instructions on verification of claims of candidates belonging to SCs, STs and OBCs for purpose of appointment to posts/services-reg.





No.36011/1/2012-Estt.(Res.) Government of India Ministry of Personnel, Public Grievances and Pensions Department of Personnel and Training Establishment Reservation — I Section North Block, New Delhi-110 001 Dated the 7 December, 2015. OFFICE MEMORANDUM Subject: Proposed guidelines on reiteration of instructions on verification of claims of candidates belonging to SCs, STs and OBCs for purpose of appointment to posts/services-reg. It is proposed to reiterate instructions to State Governments/Union Territories regarding verification of claims of candidates belonging to reserved categories for the purpose of appointment to posts & services in Central Government. 2. It is requested that draft instructions may be posted on the website of the Department for inviting comments/suggestions from various stake-holders including M/o Social Justice & Empowerment. Comments/suggestions received up to 8.1.2016 will be considered before the issue of instructions. (G. Srinivasan) Deputy Secretary to the Government of India Tel: 2309 3074 Encl: as above To: Director, NIC,DoPT No.36011/1/2012-Estt.(Res.) Government of India Ministry of Personnel, Public Grievances and Pensions Department of Personnel and Training Establishment Reservation — I Section North Block, New Delhi-110 001 Dated the December, 2015. To, The Chief Secretaries of all States/UTs Subject: Reiteration of the instructions on verification of claims of candidates belonging to Scheduled Castes, Scheduled Tribes and Other Backward Classes for purpose of appointment to posts/services. Sir/ Madam, I am directed to refer to DoPT's letter no. 36022/1/2007 — Estt. (Res.) dated 20.3.2007 addressed to Chief Secretaries of all States/UTs regarding streamlining of the process for verification of claims of candidates belonging Scheduled Castes, Scheduled Tribes and Other Backward Classes. It was also requested to issue instructions to District magistrates/District Collectors/ Deputy Commissioners to ensure at their own level the veracity of caste certificates so that unscrupulous non-SC/ST/OBC persons are prevented from securing jobs meant for SCs/STs/OBCs by producing false certificates. 2. DoPT, vide its OM of even number dated 8.10.2015, had re-iterated the aforesaid instructions to all Ministries/Departments owing to the difficulties faced by candidates belonging to reserved communities in securing employment due to delays in obtaining caste certificates. A copy of the OM is enclosed for your reference and perusal. It is requested that similar instructions be reiterated at your level to the concerned authorities for the benefit of reserved communities so as to complete the caste verification strictly within the stipulated time while maintaining the genuineness in the proceedings. Disciplinary proceedings may be initiated against officers who default in timely verification of caste status in such cases or issue false certificates. Yours faithfully, (G. Srinivasan) Deputy Secretary to the Government of India No.36011/1/2012-Estt.(Res.) Government of India Ministry of Personnel, Public Grievances and Pensions Department of Personnel and Training Establishment Reservation — I Section North Block, New Delhi-110 001 Dated the December, 2015. OFFICE MEMORANDUM Subject: Reiteration of the instructions on verification of claims of candidates belonging to Scheduled Castes, Scheduled Tribes and Other Backward Classes for purpose of appointment to posts/services-reg. The undersigned is directed to refer to DOPT' s OM of even number dated 8.10.2015 on the subject noted above vide which instructions regarding provisional appointment of candidates belonging to SC/ST/OBC communities on the basis of whatever prima-facie proof is available with him/her in support of his/her claim subject to his/her furnishing the prescribed certificate within a reasonable time, were reiterated. Attention was also brought regarding streamlining the system of obtaining caste certificates so that unscrupulous non-SC/ST/OBC persons are prevented from securing jobs meant for SCs/STs/OBCs by producing false certificates. Similar instructions are being issued to Chief Secretaries of all states/UTs vide another OM 2. M/o Social Justice and Empowerment being the nodal ministry for the welfare of SCs/STs/OBCs are undertaking frequent interactions with State authorities/ administration of UTs so far as issues faced by them are concerned. For measures such as issue of caste certificates to migrant OBCs, the Ministry had, vide its letter no. 12017/1/2002-BCC dated 25.11.2002 addressed to Chief Secretaries of all State Governments/UT Admin., issued instructions to streamline their respective procedure for issuing such certificates after having made proper verification. It is therefore, requested that similar generic instructions regarding the issues mentioned in Para 1 be released to all concerned in States/UTs for proper redressal of hardships faced by reserved category candidates. 3. This issues with the approval of Secretary (P). (G. Srinivasan) Deputy Secretary to the Government of India Encl: as above Shri B.L. Meena, Joint Secretary, M/o Social Justice and Empowerment, Shastri Bhawan, New Delhi 

Sunday, December 6, 2015

7th Pay commission Recommendation Meeting with CSS/CSSS/CSCS Association -DOPT ORDER

Saturday, December 05, 2015


7th Pay commission Recommendation Meeting with CSS/CSSS/CSCS Association -DOPT ORDER


7th Pay Commission Recommendations – Meeting with CSS/CSSS/CSCS Associations – DoPT Orders

Recommendations of 7th Pay Commission – meeting with CSS/CSSS/CSCS Associations – DoPT Order

No.21/19/2014-CS.I(P)
Government of India
Ministry of Personnel, Public Grievances and Pensions
Department of Personnel and Training.
CS.I Division
2nd Floor, Lok Nayak Bhawan,
Khan Market, New Delhi-110003
Dated the 3rd December 2015

Meeting Notice

Subject: Recommendations of 7th Pay Commission – meeting with CSS/CSSS/CSCS Associations


The undersigned is directed to say that Smt. Archana Varma, Joint Secretary in the Department of Personnel & Training will chair a meeting on 7th December 2015 in Room No. 190, North Block from 3 to 5 PM. The meeting has been scheduled to elicit the views of the various service associations representing CSS, CSSS and CSCS officers on the recommendations of the 7th Pay Commission relating to these personnel.

2. The service associations representing CSS, CSSS and CSCS officers may depute their representatives to the meeting.

(V. Srinivasaragavan) 
Under Secretary to the Government of India